The cost of medical treatments can sometimes become unpayable if you don’t have a proper medical insurance policy. There are various reasons behind the high cost of medical treatments. Almost as costly as medical treatment can be the equipment needed to either recover health, maintain employment, or maintain independence. There are grants in place to create funding support for those who need the equipment but cannot afford to pay, but (with the exceptions of a few variations) each requires certain steps to be followed in order to ensure eligibility.
When applying to receive grant money for medical equipment the first thing to do is ensure that you have all the documentation you need. The documentation, in general, needs to cover:
Primary disability
Secondary disability
Employment history
Family gross income
Monthly expenses (living and medical)
Health insurance information
Name, age, and relationship of dependants.
Each organization you apply to may have more, or varying, requirements as to documentation to be provided.
Many funding agencies, especially if government, may require a Justification Statement. This is a statement written by the applicant’s beneficiary, doctor, or therapist to (as the name implies) justify the need for the particular equipment. The equipment must be proven to help the applicant find or maintain employment, or, if the employment is not an option for the applicant, proven to help the person maintain and independent style of life, look at more info.
There is a very long list of organizations who can provide financial aid for medical equipment. Government funds can be gained through such methods as Medicaid, Medicare, Veteran’s Administration, Tricare, and State Technology Assistance Programs. Private insurance is certainly helpful, though you will need to check your policy closely to ensure that the needed equipment is covered. If it is not covered, or only partially covered, you may get help in paying for the equipment through such entities as United Healthcare Children’s Foundation (as an example).
Private organizations cannot be ruled out as an option. Many organizations are there to financially help those requiring medical equipment of any sort. The Challenged Athlete’s Foundation has a program that helps physically disabled people pursue an active life through athletics. The Life without Limbitations Foundation is geared towards people, especially children, who require prosthetic care. A person’s inability to pay for medical equipment need not hinder them from living a full and active life, it is only a matter of finding the funding that is compatible with the equipment they need.